Unit 279, Improve Mall Canada, 7250 Keele Street Entrances
(416) 489-6973
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About us

Ajani supports and consults clients through every step of the business improvement process.

Your catalyst for empowerment

At Sciell, we believe insurance should provide more than just coverage—it should offer confidence and peace of mind. For years, we’ve been a trusted partner to individuals, families, and businesses, delivering tailored insurance solutions that protect what matters most.

We specialize in innovative insurance plans, including supplemental policies designed to bridge gaps in traditional coverage, ensuring our clients are prepared for life’s unexpected moments. Our commitment goes beyond policies—we’re here to build long-term relationships, providing personalized guidance and exceptional customer service every step of the way.

Backed by industry-leading expertise and a passion for protecting our clients, we are dedicated to making insurance simple, accessible, and reliable. At Sciell Financial inc, your security is our priority, and your trust is our greatest achievement.

Consulting98%
Solutions95%
Success99%
Accident Insurance

Accident Insurance

An insurance policy that pays a lump sum directly to you or your loved ones if you suffer an untimely death or are seriously injured in an accident

Disability Insurance

Disability Insurance

Most of us depend on paychecks to cover expenses such as car payments, mortgage, rent, and childcare.

Cancer Insurance

Cancer Insurance

Nearly 2 in 5 Canadians are expected to be diagnosed with cancer in their lifetime. This policy will provide you with direct cash payments to cover the substantial costs associated with heart attack, stroke, and cancer treatment, as well as daily living expenses.

Critical Illness Insurance

Critical Illness Insurance

While most of us think “it will never happen to me,” critical conditions can touch everyone. You are likely to lose income during treatment and recovery, and in addition, your family will need help paying out-of-pocket medical expenses plus everyday costs.

Income Guard

Income Guard

Pays cash directly to you – up to $5,000 per month for up to 5 full years – when you’re sick or hurt and can’t work.

Hospital Insurance

Hospital Insurance

These policies pay up to $12,000 a month, with daily benefits starting the first day you are hospitalized due to an accident or sickness.

Life Insurance
A key component

“Life insurance is the cornerstone of any benefits packages that employers can offer their workforce,” said Janet Buzil, Senior Vice President for Product Innovation and Delivery at Combined Insurance. “With a little education, it’s financial protection that your employees and their families can understand. And if you’re not offering it, it may be something that keeps you from attracting and retaining the top talent you need to be successful.”

Define & Structure

So, what are some key benefits of life insurance to promote to your employees? Life insurance helps:

Analysis & Plan

Provide financial support for care while you’re still living (through riders such as Long-Term Care coverage and 
accelerated benefits)

Solutions & Findings

- Cover schooling expenses: College and student loan debt
- Cover outstanding life expenses: Mortgage, rent, utility, and car expenses.
- Cover after life expenses: Funeral and burial expenses.

Develop Recommendations

- Transfer wealth.
- Provide loved ones with financial security.
- Provide loved ones with peace of mind after you’re gone.